Call reports 2013
BANK OF HAZELTON — 2013
What BANK OF HAZELTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 44,409,000 | 41,084,000 | 46,414,000 | 46,510,000 |
| Total loans | 16,808,000 | 18,087,000 | 19,514,000 | 20,458,000 |
| Allowance for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Securities available for sale | 8,750,000 | 10,136,000 | 10,631,000 | 10,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,482,000 | 37,283,000 | 42,364,000 | 42,573,000 |
| Interest-bearing deposits | 34,106,000 | 31,185,000 | 35,504,000 | 35,206,000 |
| Noninterest-bearing deposits | 6,376,000 | 6,098,000 | 6,860,000 | 7,367,000 |
| Equity capital | 3,833,000 | 3,689,000 | 3,899,000 | 3,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 635,000 | 982,000 | 1,342,000 |
| Interest expense | 41,000 | 78,000 | 116,000 | 152,000 |
| Net interest income | 281,000 | 557,000 | 866,000 | 1,190,000 |
| Noninterest income | 23,000 | 52,000 | 70,000 | 106,000 |
| Noninterest expense | 228,000 | 426,000 | 616,000 | 878,000 |
| Provision for loan losses | 0 | -133,000 | -133,000 | -105,000 |
| Pretax income | 76,000 | 316,000 | 453,000 | 523,000 |
| Income tax | 5,000 | 3,000 | 4,000 | 4,000 |
| Net income | 71,000 | 313,000 | 449,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,666,000 | 3,758,000 | 3,894,000 | 3,963,000 |
| Total capital | 3,966,000 | 4,058,000 | 4,194,000 | 4,263,000 |
| Risk-weighted assets | 25,913,000 | 25,661,000 | 27,088,000 | 28,481,000 |