Call reports 2012
BANK OF HAZELTON — 2012
What BANK OF HAZELTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,231,000 | 38,425,000 | 42,861,000 | 41,952,000 |
| Total loans | 17,520,000 | 19,352,000 | 19,487,000 | 20,108,000 |
| Allowance for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Securities available for sale | 7,636,000 | 7,543,000 | 6,696,000 | 6,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,700,000 | 34,694,000 | 38,937,000 | 38,091,000 |
| Interest-bearing deposits | 31,550,000 | 29,276,000 | 32,164,000 | 31,331,000 |
| Noninterest-bearing deposits | 6,150,000 | 5,418,000 | 6,773,000 | 6,760,000 |
| Equity capital | 3,410,000 | 3,574,000 | 3,725,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 682,000 | 1,040,000 | 1,388,000 |
| Interest expense | 51,000 | 97,000 | 137,000 | 178,000 |
| Net interest income | 290,000 | 585,000 | 903,000 | 1,210,000 |
| Noninterest income | 7,000 | 21,000 | 33,000 | 54,000 |
| Noninterest expense | 280,000 | 449,000 | 652,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 62,000 |
| Pretax income | 17,000 | 157,000 | 284,000 | 348,000 |
| Income tax | 1,000 | 11,000 | 20,000 | 20,000 |
| Net income | 16,000 | 146,000 | 264,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,283,000 | 3,413,000 | 3,531,000 | 3,595,000 |
| Total capital | 3,583,000 | 3,713,000 | 3,831,000 | 3,895,000 |
| Risk-weighted assets | 25,472,000 | 26,336,000 | 27,857,000 | 28,175,000 |