Call reports 2009
BANK OF HAZELTON — 2009
What BANK OF HAZELTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,590,000 | 33,086,000 | 32,317,000 | 34,225,000 |
| Total loans | 19,096,000 | 20,243,000 | 19,343,000 | 20,295,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 350,000 |
| Securities available for sale | 5,174,000 | 4,996,000 | 5,088,000 | 4,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,537,000 | 30,123,000 | 29,171,000 | 31,130,000 |
| Interest-bearing deposits | 26,032,000 | 26,892,000 | 25,684,000 | 26,948,000 |
| Noninterest-bearing deposits | 3,505,000 | 3,231,000 | 3,487,000 | 4,182,000 |
| Equity capital | 2,829,000 | 2,716,000 | 2,849,000 | 2,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 749,000 | 1,110,000 | 1,495,000 |
| Interest expense | 114,000 | 221,000 | 320,000 | 409,000 |
| Net interest income | 272,000 | 528,000 | 790,000 | 1,086,000 |
| Noninterest income | 9,000 | 41,000 | 48,000 | 58,000 |
| Noninterest expense | 192,000 | 395,000 | 599,000 | 971,000 |
| Provision for loan losses | 0 | 135,000 | 175,000 | 417,000 |
| Pretax income | 89,000 | 39,000 | 64,000 | -244,000 |
| Income tax | 6,000 | 2,000 | 4,000 | -16,000 |
| Net income | 83,000 | 37,000 | 60,000 | -228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,615,000 | 2,758,000 | 2,850,000 |
| Total capital | 3,020,000 | 2,912,000 | 3,059,000 | 3,162,000 |
| Risk-weighted assets | 22,611,000 | 23,622,000 | 24,003,000 | 24,928,000 |