Call reports 2008
BANK OF HAZELTON — 2008
What BANK OF HAZELTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,726,000 | 30,478,000 | 32,256,000 | 32,203,000 |
| Total loans | 19,012,000 | 20,005,000 | 20,900,000 | 20,173,000 |
| Allowance for loan losses | 225,000 | 225,000 | 279,000 | 400,000 |
| Securities available for sale | 5,471,000 | 5,018,000 | 4,711,000 | 4,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,727,000 | 27,414,000 | 29,107,000 | 29,208,000 |
| Interest-bearing deposits | 25,667,000 | 24,095,000 | 25,703,000 | 26,016,000 |
| Noninterest-bearing deposits | 4,060,000 | 3,319,000 | 3,404,000 | 3,192,000 |
| Equity capital | 2,672,000 | 2,708,000 | 2,755,000 | 2,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 913,000 | 1,346,000 | 1,781,000 |
| Interest expense | 196,000 | 363,000 | 517,000 | 657,000 |
| Net interest income | 273,000 | 550,000 | 829,000 | 1,124,000 |
| Noninterest income | 10,000 | 30,000 | 36,000 | 63,000 |
| Noninterest expense | 177,000 | 357,000 | 526,000 | 704,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 292,000 |
| Pretax income | 106,000 | 223,000 | 259,000 | 191,000 |
| Income tax | 7,000 | 16,000 | 18,000 | 9,000 |
| Net income | 99,000 | 207,000 | 241,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,570,000 | 2,679,000 | 2,712,000 | 2,653,000 |
| Total capital | 2,795,000 | 2,904,000 | 2,991,000 | 2,947,000 |
| Risk-weighted assets | 22,326,000 | 22,625,000 | 23,885,000 | 23,393,000 |