Call reports 2007
BANK OF HAZELTON — 2007
What BANK OF HAZELTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,478,000 | 28,336,000 | 28,118,000 | 28,075,000 |
| Total loans | 18,508,000 | 18,802,000 | 19,591,000 | 18,459,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 225,000 |
| Securities available for sale | 5,234,000 | 5,423,000 | 5,775,000 | 5,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,894,000 | 25,574,000 | 23,992,000 | 25,064,000 |
| Interest-bearing deposits | 22,993,000 | 22,862,000 | 20,683,000 | 21,444,000 |
| Noninterest-bearing deposits | 2,901,000 | 2,712,000 | 3,309,000 | 3,620,000 |
| Equity capital | 2,241,000 | 2,370,000 | 2,541,000 | 2,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 956,000 | 1,456,000 | 1,941,000 |
| Interest expense | 199,000 | 410,000 | 624,000 | 831,000 |
| Net interest income | 279,000 | 546,000 | 832,000 | 1,110,000 |
| Noninterest income | 13,000 | 27,000 | 39,000 | 77,000 |
| Noninterest expense | 168,000 | 317,000 | 488,000 | 676,000 |
| Provision for loan losses | 288,000 | 288,000 | 288,000 | 313,000 |
| Pretax income | -164,000 | -32,000 | 95,000 | 198,000 |
| Income tax | 0 | 0 | 7,000 | 14,000 |
| Net income | -164,000 | -32,000 | 88,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,274,000 | 2,403,000 | 2,525,000 | 2,621,000 |
| Total capital | 2,474,000 | 2,603,000 | 2,725,000 | 2,846,000 |
| Risk-weighted assets | 20,384,000 | 20,779,000 | 21,298,000 | 20,510,000 |