Call reports 2006
BANK OF HAZELTON — 2006
What BANK OF HAZELTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,759,000 | 27,226,000 | 28,317,000 | 29,491,000 |
| Total loans | 17,674,000 | 17,779,000 | 19,022,000 | 19,314,000 |
| Allowance for loan losses | 243,000 | 246,000 | 246,000 | 246,000 |
| Securities available for sale | 5,284,000 | 5,111,000 | 5,148,000 | 5,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,100,000 | 24,460,000 | 25,375,000 | 26,576,000 |
| Interest-bearing deposits | 22,042,000 | 21,286,000 | 22,561,000 | 23,321,000 |
| Noninterest-bearing deposits | 3,058,000 | 3,174,000 | 2,814,000 | 3,255,000 |
| Equity capital | 2,410,000 | 2,459,000 | 2,556,000 | 2,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 863,000 | 1,339,000 | 1,838,000 |
| Interest expense | 131,000 | 285,000 | 452,000 | 633,000 |
| Net interest income | 283,000 | 578,000 | 887,000 | 1,205,000 |
| Noninterest income | 12,000 | 24,000 | 37,000 | 65,000 |
| Noninterest expense | 171,000 | 320,000 | 483,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 282,000 | 441,000 | 585,000 |
| Income tax | 8,000 | 20,000 | 31,000 | 41,000 |
| Net income | 116,000 | 262,000 | 410,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,514,000 | 2,580,000 | 2,628,000 | 2,662,000 |
| Total capital | 2,757,000 | 2,823,000 | 2,874,000 | 2,908,000 |
| Risk-weighted assets | 19,403,000 | 19,434,000 | 20,716,000 | 21,226,000 |