Call reports 2005
BANK OF HAZELTON — 2005
What BANK OF HAZELTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,923,000 | 26,899,000 | 27,254,000 | 26,033,000 |
| Total loans | 15,077,000 | 16,812,000 | 17,449,000 | 16,795,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 5,810,000 | 5,622,000 | 6,081,000 | 5,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,414,000 | 24,252,000 | 24,504,000 | 23,361,000 |
| Interest-bearing deposits | 20,981,000 | 21,088,000 | 21,985,000 | 20,614,000 |
| Noninterest-bearing deposits | 2,433,000 | 3,164,000 | 2,519,000 | 2,747,000 |
| Equity capital | 2,327,000 | 2,403,000 | 2,450,000 | 2,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 684,000 | 1,081,000 | 1,474,000 |
| Interest expense | 87,000 | 188,000 | 303,000 | 419,000 |
| Net interest income | 241,000 | 496,000 | 778,000 | 1,055,000 |
| Noninterest income | 15,000 | 25,000 | 37,000 | 64,000 |
| Noninterest expense | 158,000 | 288,000 | 436,000 | 627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 233,000 | 379,000 | 492,000 |
| Income tax | 7,000 | 16,000 | 26,000 | 35,000 |
| Net income | 91,000 | 217,000 | 353,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,421,000 | 2,467,000 | 2,523,000 | 2,547,000 |
| Total capital | 2,633,000 | 2,698,000 | 2,762,000 | 2,773,000 |
| Risk-weighted assets | 16,905,000 | 18,468,000 | 19,099,000 | 18,296,000 |