Call reports 2004
BANK OF HAZELTON — 2004
What BANK OF HAZELTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,276,000 | 24,977,000 | 25,587,000 | 24,915,000 |
| Total loans | 14,302,000 | 16,080,000 | 16,213,000 | 14,980,000 |
| Allowance for loan losses | 246,000 | 246,000 | 246,000 | 243,000 |
| Securities available for sale | 5,474,000 | 6,608,000 | 6,431,000 | 6,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,621,000 | 22,349,000 | 22,830,000 | 22,283,000 |
| Interest-bearing deposits | 21,641,000 | 20,107,000 | 20,612,000 | 19,804,000 |
| Noninterest-bearing deposits | 1,980,000 | 2,241,000 | 2,218,000 | 2,479,000 |
| Equity capital | 2,490,000 | 2,434,000 | 2,525,000 | 2,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 660,000 | 1,032,000 | 1,341,000 |
| Interest expense | 79,000 | 155,000 | 229,000 | 308,000 |
| Net interest income | 252,000 | 505,000 | 803,000 | 1,033,000 |
| Noninterest income | 5,000 | 11,000 | 17,000 | 46,000 |
| Noninterest expense | 146,000 | 282,000 | 427,000 | 618,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 234,000 | 393,000 | 461,000 |
| Income tax | 8,000 | 16,000 | 29,000 | 32,000 |
| Net income | 103,000 | 218,000 | 364,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,444,000 | 2,479,000 | 2,545,000 | 2,530,000 |
| Total capital | 2,643,000 | 2,690,000 | 2,762,000 | 2,735,000 |
| Risk-weighted assets | 15,849,000 | 16,877,000 | 17,353,000 | 16,383,000 |