Call reports 2003
BANK OF HAZELTON — 2003
What BANK OF HAZELTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,505,000 | 25,531,000 | 25,335,000 | 26,047,000 |
| Total loans | 13,251,000 | 14,293,000 | 14,327,000 | 14,290,000 |
| Allowance for loan losses | 266,000 | 266,000 | 246,000 | 246,000 |
| Securities available for sale | 6,950,000 | 7,851,000 | 6,379,000 | 5,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,826,000 | 22,749,000 | 22,612,000 | 23,446,000 |
| Interest-bearing deposits | 20,661,000 | 20,115,000 | 20,204,000 | 21,272,000 |
| Noninterest-bearing deposits | 2,165,000 | 2,635,000 | 2,408,000 | 2,174,000 |
| Equity capital | 2,445,000 | 2,506,000 | 2,469,000 | 2,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 673,000 | 1,017,000 | 1,346,000 |
| Interest expense | 120,000 | 229,000 | 323,000 | 405,000 |
| Net interest income | 213,000 | 444,000 | 694,000 | 941,000 |
| Noninterest income | 4,000 | 6,000 | 10,000 | 12,000 |
| Noninterest expense | 132,000 | 269,000 | 413,000 | 587,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -20,000 |
| Pretax income | 85,000 | 181,000 | 311,000 | 386,000 |
| Income tax | 6,000 | 13,000 | 22,000 | 26,000 |
| Net income | 79,000 | 168,000 | 289,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,347,000 | 2,366,000 | 2,413,000 | 2,408,000 |
| Total capital | 2,532,000 | 2,560,000 | 2,608,000 | 2,605,000 |
| Risk-weighted assets | 14,730,000 | 15,431,000 | 15,585,000 | 15,741,000 |