Call reports 2025
TEXAS EXCHANGE BANK — 2025
What TEXAS EXCHANGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,334,542,000 | 3,150,374,000 | 4,637,681,000 | 4,500,280,000 |
| Total loans | 985,159,000 | 908,576,000 | 922,139,000 | 956,503,000 |
| Allowance for loan losses | 12,924,000 | 12,559,000 | 15,587,000 | 14,486,000 |
| Securities available for sale | 866,806,000 | 875,646,000 | 877,840,000 | 803,626,000 |
| Securities held to maturity | 395,000 | 385,000 | 373,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,741,612,000 | 2,589,853,000 | 2,727,991,000 | 2,604,554,000 |
| Interest-bearing deposits | 2,716,988,000 | 2,560,346,000 | 2,704,345,000 | 2,581,205,000 |
| Noninterest-bearing deposits | 24,624,000 | 29,507,000 | 23,646,000 | 23,349,000 |
| Equity capital | 393,495,000 | 403,957,000 | 376,235,000 | 385,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 48,047,000 | 97,758,000 | 147,291,000 | 193,847,000 |
| Interest expense | 20,752,000 | 42,605,000 | 65,752,000 | 88,945,000 |
| Net interest income | 27,295,000 | 55,153,000 | 81,539,000 | 104,902,000 |
| Noninterest income | 31,673,000 | 54,173,000 | 82,904,000 | 121,187,000 |
| Noninterest expense | 40,494,000 | 82,032,000 | 145,850,000 | 172,361,000 |
| Provision for loan losses | -2,275,000 | -2,641,000 | 386,000 | 24,960,000 |
| Pretax income | 21,102,000 | 30,583,000 | 20,265,000 | 31,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,102,000 | 30,583,000 | 20,265,000 | 31,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 395,477,000 | 394,905,000 | 364,707,000 | 375,436,000 |
| Total capital | 409,863,000 | 408,895,000 | 380,586,000 | 390,156,000 |
| Risk-weighted assets | 1,530,590,000 | 1,373,184,000 | 1,534,121,000 | 1,488,051,000 |