Call reports 2024
TEXAS EXCHANGE BANK — 2024
What TEXAS EXCHANGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,825,117,000 | 3,907,525,000 | 4,301,652,000 | 4,430,627,000 |
| Total loans | 1,183,314,000 | 1,216,588,000 | 1,174,507,000 | 1,182,697,000 |
| Allowance for loan losses | 20,546,000 | 23,080,000 | 21,993,000 | 15,198,000 |
| Securities available for sale | 1,074,485,000 | 799,389,000 | 675,151,000 | 632,154,000 |
| Securities held to maturity | 3,000 | 3,000 | 415,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,251,814,000 | 2,410,883,000 | 2,550,429,000 | 2,728,331,000 |
| Interest-bearing deposits | 2,224,685,000 | 2,382,658,000 | 2,521,672,000 | 2,702,884,000 |
| Noninterest-bearing deposits | 27,129,000 | 28,225,000 | 28,757,000 | 25,447,000 |
| Equity capital | 384,147,000 | 370,407,000 | 414,320,000 | 386,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 57,341,000 | 112,017,000 | 168,631,000 | 222,680,000 |
| Interest expense | 11,607,000 | 26,045,000 | 45,469,000 | 67,811,000 |
| Net interest income | 45,734,000 | 85,972,000 | 123,162,000 | 154,869,000 |
| Noninterest income | 5,720,000 | 27,886,000 | 79,215,000 | 102,256,000 |
| Noninterest expense | 24,270,000 | 49,480,000 | 91,857,000 | 125,211,000 |
| Provision for loan losses | 5,807,000 | 8,341,000 | 7,252,000 | 456,000 |
| Pretax income | 37,503,000 | 73,542,000 | 121,803,000 | 149,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,503,000 | 73,542,000 | 121,803,000 | 149,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,817,000 | 368,579,000 | 406,866,000 | 404,357,000 |
| Total capital | 401,323,000 | 391,748,000 | 429,141,000 | 420,950,000 |
| Risk-weighted assets | 1,638,830,000 | 1,852,004,000 | 1,780,881,000 | 1,773,786,000 |