Call reports 2023
TEXAS EXCHANGE BANK — 2023
What TEXAS EXCHANGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,666,616,000 | 2,717,109,000 | 2,735,457,000 | 2,722,429,000 |
| Total loans | 1,120,291,000 | 1,146,638,000 | 1,255,923,000 | 1,119,522,000 |
| Allowance for loan losses | 19,931,000 | 20,631,000 | 20,632,000 | 14,738,000 |
| Securities available for sale | 1,173,995,000 | 1,245,394,000 | 1,018,118,000 | 1,095,708,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,298,124,000 | 2,312,795,000 | 2,304,299,000 | 2,197,287,000 |
| Interest-bearing deposits | 2,267,056,000 | 2,286,998,000 | 2,274,598,000 | 2,171,421,000 |
| Noninterest-bearing deposits | 31,068,000 | 25,797,000 | 29,701,000 | 25,866,000 |
| Equity capital | 307,131,000 | 304,620,000 | 341,382,000 | 422,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 52,848,000 | 112,575,000 | 173,769,000 | 238,651,000 |
| Interest expense | 8,165,000 | 17,387,000 | 27,537,000 | 37,424,000 |
| Net interest income | 44,683,000 | 95,188,000 | 146,232,000 | 201,227,000 |
| Noninterest income | 28,992,000 | 21,649,000 | 57,483,000 | 100,872,000 |
| Noninterest expense | 21,415,000 | 50,317,000 | 77,741,000 | 104,182,000 |
| Provision for loan losses | 5,812,000 | 6,524,000 | 6,524,000 | 4,175,000 |
| Pretax income | 44,767,000 | 57,901,000 | 106,392,000 | 174,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,767,000 | 57,901,000 | 106,392,000 | 174,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,750,000 | 302,734,000 | 337,663,000 | 406,158,000 |
| Total capital | 327,681,000 | 323,366,000 | 358,385,000 | 422,295,000 |
| Risk-weighted assets | 1,612,773,000 | 1,691,100,000 | 1,656,552,000 | 1,525,065,000 |