Call reports 2022
TEXAS EXCHANGE BANK — 2022
What TEXAS EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,463,955,000 | 3,807,129,000 | 4,084,942,000 | 2,681,992,000 |
| Total loans | 940,110,000 | 1,066,223,000 | 1,035,631,000 | 1,146,319,000 |
| Allowance for loan losses | 14,965,000 | 15,756,000 | 17,499,000 | 14,645,000 |
| Securities available for sale | 1,022,099,000 | 949,344,000 | 1,035,368,000 | 1,320,699,000 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,010,722,000 | 2,050,485,000 | 2,209,269,000 | 2,326,227,000 |
| Interest-bearing deposits | 1,976,033,000 | 2,009,924,000 | 2,163,040,000 | 2,284,770,000 |
| Noninterest-bearing deposits | 34,689,000 | 40,561,000 | 46,229,000 | 41,457,000 |
| Equity capital | 270,789,000 | 255,304,000 | 236,998,000 | 271,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 16,364,000 | 36,832,000 | 68,587,000 | 116,032,000 |
| Interest expense | 4,210,000 | 8,827,000 | 14,806,000 | 23,179,000 |
| Net interest income | 12,154,000 | 28,005,000 | 53,781,000 | 92,853,000 |
| Noninterest income | 3,814,000 | 8,906,000 | 11,978,000 | 341,000 |
| Noninterest expense | 3,052,000 | 12,626,000 | 24,501,000 | 43,122,000 |
| Provision for loan losses | 1,452,000 | 2,241,000 | 4,441,000 | 3,507,000 |
| Pretax income | 9,968,000 | 18,104,000 | 30,352,000 | 19,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,968,000 | 18,104,000 | 30,352,000 | 19,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,331,000 | 297,488,000 | 309,753,000 | 281,155,000 |
| Total capital | 304,296,000 | 313,244,000 | 327,252,000 | 295,801,000 |
| Risk-weighted assets | 1,576,840,000 | 1,805,569,000 | 2,038,039,000 | 1,681,144,000 |