Call reports 2021
TEXAS EXCHANGE BANK — 2021
What TEXAS EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,712,587,000 | 2,636,726,000 | 2,753,946,000 | 3,241,639,000 |
| Total loans | 791,049,000 | 862,044,000 | 891,697,000 | 887,649,000 |
| Allowance for loan losses | 9,817,000 | 12,109,000 | 12,439,000 | 13,513,000 |
| Securities available for sale | 675,522,000 | 704,488,000 | 715,741,000 | 777,275,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,711,439,000 | 1,685,285,000 | 1,711,035,000 | 1,844,503,000 |
| Interest-bearing deposits | 1,681,303,000 | 1,659,344,000 | 1,681,431,000 | 1,806,947,000 |
| Noninterest-bearing deposits | 30,136,000 | 25,941,000 | 29,604,000 | 37,556,000 |
| Equity capital | 247,156,000 | 256,041,000 | 271,409,000 | 279,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,192,000 | 30,307,000 | 52,339,000 | 67,617,000 |
| Interest expense | 4,163,000 | 7,734,000 | 11,591,000 | 15,441,000 |
| Net interest income | 11,029,000 | 22,573,000 | 40,748,000 | 52,176,000 |
| Noninterest income | 6,260,000 | 9,215,000 | 10,854,000 | 13,229,000 |
| Noninterest expense | 2,339,000 | 5,570,000 | 8,755,000 | 11,495,000 |
| Provision for loan losses | 592,000 | 2,884,000 | 3,214,000 | 4,288,000 |
| Pretax income | 19,236,000 | 30,061,000 | 48,267,000 | 57,999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,236,000 | 30,061,000 | 48,267,000 | 57,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,539,000 | 251,371,000 | 269,620,000 | 279,344,000 |
| Total capital | 250,356,000 | 263,480,000 | 282,059,000 | 292,857,000 |
| Risk-weighted assets | 1,151,555,000 | 1,240,886,000 | 1,277,242,000 | 1,505,485,000 |