Call reports 2020
TEXAS EXCHANGE BANK — 2020
What TEXAS EXCHANGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,153,413,000 | 1,387,148,000 | 2,115,246,000 | 2,514,833,000 |
| Total loans | 347,545,000 | 505,794,000 | 573,001,000 | 668,536,000 |
| Allowance for loan losses | 5,297,000 | 7,084,000 | 7,283,000 | 9,217,000 |
| Securities available for sale | 315,332,000 | 584,509,000 | 508,317,000 | 537,507,000 |
| Securities held to maturity | 121,453,000 | 10,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,245,000 | 1,230,447,000 | 1,377,222,000 | 1,622,722,000 |
| Interest-bearing deposits | 1,005,686,000 | 1,203,290,000 | 1,345,543,000 | 1,586,064,000 |
| Noninterest-bearing deposits | 26,559,000 | 27,157,000 | 31,679,000 | 36,658,000 |
| Equity capital | 105,867,000 | 151,789,000 | 194,543,000 | 226,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,280,000 | 21,239,000 | 33,777,000 | 46,940,000 |
| Interest expense | 4,753,000 | 9,934,000 | 14,704,000 | 18,758,000 |
| Net interest income | 5,527,000 | 11,305,000 | 19,073,000 | 28,182,000 |
| Noninterest income | 1,630,000 | 7,817,000 | 9,173,000 | 16,568,000 |
| Noninterest expense | 6,167,000 | 11,331,000 | 14,126,000 | 17,393,000 |
| Provision for loan losses | 1,454,000 | 3,467,000 | 3,864,000 | 6,098,000 |
| Pretax income | -549,000 | 5,121,000 | 14,327,000 | 33,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -549,000 | 5,121,000 | 14,327,000 | 33,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,227,000 | 160,398,000 | 194,605,000 | 221,289,000 |
| Total capital | 137,524,000 | 167,482,000 | 201,888,000 | 230,506,000 |
| Risk-weighted assets | 532,873,000 | 933,141,000 | 998,127,000 | 1,016,180,000 |