Call reports 2019
TEXAS EXCHANGE BANK — 2019
What TEXAS EXCHANGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,084,207,000 | 1,103,015,000 | 1,079,006,000 | 953,913,000 |
| Total loans | 296,139,000 | 310,593,000 | 270,475,000 | 334,221,000 |
| Allowance for loan losses | 2,990,000 | 2,990,000 | 3,267,000 | 3,843,000 |
| Securities available for sale | 196,926,000 | 212,808,000 | 231,020,000 | 325,902,000 |
| Securities held to maturity | 166,435,000 | 154,939,000 | 142,434,000 | 142,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,188,000 | 637,988,000 | 661,117,000 | 817,769,000 |
| Interest-bearing deposits | 660,056,000 | 609,776,000 | 632,913,000 | 788,597,000 |
| Noninterest-bearing deposits | 25,132,000 | 28,212,000 | 28,204,000 | 29,172,000 |
| Equity capital | 97,805,000 | 117,015,000 | 110,583,000 | 133,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,227,000 | 19,021,000 | 27,290,000 | 36,335,000 |
| Interest expense | 3,827,000 | 7,948,000 | 12,127,000 | 16,234,000 |
| Net interest income | 5,400,000 | 11,073,000 | 15,163,000 | 20,101,000 |
| Noninterest income | 1,626,000 | 10,683,000 | 12,222,000 | 12,280,000 |
| Noninterest expense | 1,667,000 | 3,046,000 | 4,713,000 | 6,118,000 |
| Provision for loan losses | 648,000 | 648,000 | 924,000 | 1,501,000 |
| Pretax income | 4,686,000 | 18,047,000 | 21,733,000 | 24,747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,686,000 | 18,047,000 | 21,733,000 | 24,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,560,000 | 115,937,000 | 109,715,000 | 132,762,000 |
| Total capital | 95,550,000 | 118,927,000 | 112,982,000 | 136,605,000 |
| Risk-weighted assets | 488,250,000 | 486,884,000 | 499,886,000 | 493,785,000 |