Call reports 2018
TEXAS EXCHANGE BANK — 2018
What TEXAS EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,083,480,000 | 1,157,715,000 | 1,265,717,000 | 761,346,000 |
| Total loans | 244,881,000 | 264,216,000 | 311,719,000 | 256,159,000 |
| Allowance for loan losses | 3,073,000 | 2,519,000 | 2,522,000 | 2,342,000 |
| Securities available for sale | 65,056,000 | 115,780,000 | 160,068,000 | 181,505,000 |
| Securities held to maturity | 213,464,000 | 203,536,000 | 189,640,000 | 166,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,240,000 | 580,907,000 | 609,444,000 | 670,041,000 |
| Interest-bearing deposits | 544,273,000 | 558,809,000 | 587,508,000 | 647,050,000 |
| Noninterest-bearing deposits | 19,967,000 | 22,098,000 | 21,936,000 | 22,991,000 |
| Equity capital | 83,408,000 | 85,402,000 | 88,214,000 | 89,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,779,000 | 14,017,000 | 21,896,000 | 29,859,000 |
| Interest expense | 2,300,000 | 4,938,000 | 8,212,000 | 11,837,000 |
| Net interest income | 4,479,000 | 9,079,000 | 13,684,000 | 18,022,000 |
| Noninterest income | 58,000 | -653,000 | -318,000 | -3,407,000 |
| Noninterest expense | 1,584,000 | 3,011,000 | 4,637,000 | 6,225,000 |
| Provision for loan losses | -182,000 | -182,000 | -179,000 | -15,000 |
| Pretax income | 3,143,000 | 5,631,000 | 9,037,000 | 8,529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,143,000 | 5,631,000 | 9,037,000 | 8,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,393,000 | 84,882,000 | 88,288,000 | 87,856,000 |
| Total capital | 85,466,000 | 87,401,000 | 90,810,000 | 90,198,000 |
| Risk-weighted assets | 415,139,000 | 459,375,000 | 415,886,000 | 415,012,000 |