Call reports 2017
TEXAS EXCHANGE BANK — 2017
What TEXAS EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 674,336,000 | 872,681,000 | 1,077,773,000 | 1,053,047,000 |
| Total loans | 220,723,000 | 275,927,000 | 272,010,000 | 264,775,000 |
| Allowance for loan losses | 2,526,000 | 3,038,000 | 3,255,000 | 3,255,000 |
| Securities available for sale | 5,417,000 | 49,322,000 | 56,271,000 | 61,241,000 |
| Securities held to maturity | 141,174,000 | 188,601,000 | 233,393,000 | 219,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,702,000 | 455,002,000 | 569,306,000 | 556,957,000 |
| Interest-bearing deposits | 352,575,000 | 432,341,000 | 539,797,000 | 532,600,000 |
| Noninterest-bearing deposits | 22,127,000 | 22,661,000 | 29,509,000 | 24,357,000 |
| Equity capital | 56,163,000 | 68,743,000 | 76,791,000 | 80,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,611,000 | 10,288,000 | 16,513,000 | 23,206,000 |
| Interest expense | 1,175,000 | 2,755,000 | 4,884,000 | 7,240,000 |
| Net interest income | 3,436,000 | 7,533,000 | 11,629,000 | 15,966,000 |
| Noninterest income | 232,000 | -285,000 | -232,000 | 64,000 |
| Noninterest expense | 1,029,000 | 2,107,000 | 3,219,000 | 4,572,000 |
| Provision for loan losses | 160,000 | 672,000 | 889,000 | 889,000 |
| Pretax income | 4,260,000 | 6,258,000 | 9,159,000 | 12,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,260,000 | 6,258,000 | 9,159,000 | 12,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,352,000 | 67,851,000 | 75,753,000 | 79,254,000 |
| Total capital | 57,878,000 | 70,889,000 | 79,008,000 | 82,509,000 |
| Risk-weighted assets | 321,601,000 | 411,912,000 | 439,594,000 | 435,812,000 |