Call reports 2016
TEXAS EXCHANGE BANK — 2016
What TEXAS EXCHANGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 213,303,000 | 333,613,000 | 404,798,000 | 389,139,000 |
| Total loans | 131,899,000 | 145,980,000 | 172,790,000 | 214,870,000 |
| Allowance for loan losses | 1,467,000 | 1,621,000 | 2,106,000 | 2,366,000 |
| Securities available for sale | 597,000 | 593,000 | 555,000 | 466,000 |
| Securities held to maturity | 13,591,000 | 45,839,000 | 60,876,000 | 129,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,371,000 | 219,395,000 | 288,593,000 | 326,878,000 |
| Interest-bearing deposits | 128,088,000 | 200,413,000 | 266,632,000 | 302,020,000 |
| Noninterest-bearing deposits | 21,283,000 | 18,982,000 | 21,961,000 | 24,858,000 |
| Equity capital | 34,556,000 | 36,200,000 | 38,119,000 | 51,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 5,017,000 | 8,750,000 | 13,247,000 |
| Interest expense | 283,000 | 798,000 | 1,609,000 | 2,581,000 |
| Net interest income | 1,746,000 | 4,219,000 | 7,141,000 | 10,666,000 |
| Noninterest income | 63,000 | 417,000 | 626,000 | 1,034,000 |
| Noninterest expense | 910,000 | 1,936,000 | 2,661,000 | 3,757,000 |
| Provision for loan losses | 259,000 | 413,000 | 898,000 | 1,158,000 |
| Pretax income | 640,000 | 2,287,000 | 4,208,000 | 6,822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 2,287,000 | 4,208,000 | 6,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,708,000 | 35,389,000 | 37,310,000 | 51,093,000 |
| Total capital | 35,175,000 | 37,010,000 | 39,416,000 | 53,459,000 |
| Risk-weighted assets | 155,805,000 | 199,967,000 | 243,585,000 | 289,240,000 |