Call reports 2015
TEXAS EXCHANGE BANK — 2015
What TEXAS EXCHANGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,000,000 | 128,556,000 | 128,678,000 | 134,124,000 |
| Total loans | 81,996,000 | 71,068,000 | 88,691,000 | 108,741,000 |
| Allowance for loan losses | 1,019,000 | 1,013,000 | 1,015,000 | 1,209,000 |
| Securities available for sale | 704,000 | 695,000 | 654,000 | 647,000 |
| Securities held to maturity | 60,000 | 56,000 | 52,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,175,000 | 100,584,000 | 100,448,000 | 105,898,000 |
| Interest-bearing deposits | 86,976,000 | 83,837,000 | 80,510,000 | 87,384,000 |
| Noninterest-bearing deposits | 16,199,000 | 16,747,000 | 19,938,000 | 18,514,000 |
| Equity capital | 23,381,000 | 23,517,000 | 23,785,000 | 23,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,857,000 | 4,216,000 | 5,767,000 |
| Interest expense | 244,000 | 488,000 | 723,000 | 962,000 |
| Net interest income | 1,247,000 | 2,369,000 | 3,493,000 | 4,805,000 |
| Noninterest income | 48,000 | 111,000 | 189,000 | 209,000 |
| Noninterest expense | 986,000 | 2,029,000 | 2,960,000 | 3,960,000 |
| Provision for loan losses | 0 | 0 | 0 | 193,000 |
| Pretax income | 309,000 | 451,000 | 722,000 | 861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 451,000 | 722,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,439,000 | 22,603,000 | 22,897,000 | 23,058,000 |
| Total capital | 23,458,000 | 23,616,000 | 23,912,000 | 24,267,000 |
| Risk-weighted assets | 93,953,000 | 85,571,000 | 104,844,000 | 117,848,000 |