Call reports 2013
TEXAS EXCHANGE BANK — 2013
What TEXAS EXCHANGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,347,000 | 131,999,000 | 131,182,000 | 129,283,000 |
| Total loans | 82,298,000 | 86,086,000 | 87,684,000 | 72,365,000 |
| Allowance for loan losses | 724,000 | 888,000 | 915,000 | 897,000 |
| Securities available for sale | 4,193,000 | 3,619,000 | 3,869,000 | 2,465,000 |
| Securities held to maturity | 307,000 | 300,000 | 291,000 | 84,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,354,000 | 105,113,000 | 104,149,000 | 102,117,000 |
| Interest-bearing deposits | 85,900,000 | 88,966,000 | 88,719,000 | 87,078,000 |
| Noninterest-bearing deposits | 19,454,000 | 16,147,000 | 15,430,000 | 15,039,000 |
| Equity capital | 22,103,000 | 21,945,000 | 22,189,000 | 22,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,979,000 | 4,479,000 | 6,067,000 |
| Interest expense | 269,000 | 548,000 | 809,000 | 1,061,000 |
| Net interest income | 1,185,000 | 2,431,000 | 3,670,000 | 5,006,000 |
| Noninterest income | 29,000 | 116,000 | 128,000 | 130,000 |
| Noninterest expense | 1,173,000 | 2,320,000 | 3,362,000 | 4,291,000 |
| Provision for loan losses | 70,000 | 233,000 | 254,000 | 291,000 |
| Pretax income | -29,000 | -6,000 | 182,000 | 554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -29,000 | -6,000 | 182,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,419,000 | 20,502,000 | 20,736,000 | 21,163,000 |
| Total capital | 21,143,000 | 21,390,000 | 21,651,000 | 22,060,000 |
| Risk-weighted assets | 93,374,000 | 96,342,000 | 98,402,000 | 82,012,000 |