Call reports 2012
TEXAS EXCHANGE BANK — 2012
What TEXAS EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,954,000 | 111,117,000 | 129,543,000 | 136,199,000 |
| Total loans | 63,071,000 | 66,801,000 | 73,454,000 | 77,169,000 |
| Allowance for loan losses | 500,000 | 531,000 | 621,000 | 661,000 |
| Securities available for sale | 8,770,000 | 8,542,000 | 8,483,000 | 6,281,000 |
| Securities held to maturity | 333,000 | 325,000 | 319,000 | 313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,051,000 | 90,481,000 | 107,085,000 | 109,255,000 |
| Interest-bearing deposits | 78,819,000 | 76,144,000 | 90,276,000 | 92,887,000 |
| Noninterest-bearing deposits | 13,232,000 | 14,337,000 | 16,809,000 | 16,368,000 |
| Equity capital | 20,566,000 | 20,222,000 | 22,113,000 | 22,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 2,141,000 | 3,487,000 | 4,851,000 |
| Interest expense | 288,000 | 502,000 | 710,000 | 988,000 |
| Net interest income | 697,000 | 1,639,000 | 2,777,000 | 3,863,000 |
| Noninterest income | 217,000 | 363,000 | 438,000 | 498,000 |
| Noninterest expense | 1,267,000 | 2,568,000 | 3,815,000 | 4,922,000 |
| Provision for loan losses | 136,000 | 165,000 | 254,000 | 294,000 |
| Pretax income | -489,000 | -731,000 | -854,000 | -814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -489,000 | -731,000 | -854,000 | -814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,505,000 | 18,337,000 | 20,273,000 | 20,389,000 |
| Total capital | 19,005,000 | 18,868,000 | 20,894,000 | 21,050,000 |
| Risk-weighted assets | 72,134,000 | 79,942,000 | 80,850,000 | 92,711,000 |