Call reports 2010
TEXAS EXCHANGE BANK — 2010
What TEXAS EXCHANGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,461,000 | 72,915,000 | 71,085,000 | 83,739,000 |
| Total loans | 24,220,000 | 27,427,000 | 23,352,000 | 27,068,000 |
| Allowance for loan losses | 713,000 | 515,000 | 324,000 | 291,000 |
| Securities available for sale | 13,112,000 | 21,604,000 | 20,393,000 | 20,223,000 |
| Securities held to maturity | 401,000 | 391,000 | 381,000 | 371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,599,000 | 53,534,000 | 55,573,000 | 68,559,000 |
| Interest-bearing deposits | 39,321,000 | 43,659,000 | 45,443,000 | 57,643,000 |
| Noninterest-bearing deposits | 13,278,000 | 9,876,000 | 10,130,000 | 10,916,000 |
| Equity capital | 14,619,000 | 14,992,000 | 15,152,000 | 14,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,299,000 | 1,975,000 | 2,602,000 |
| Interest expense | 241,000 | 493,000 | 748,000 | 953,000 |
| Net interest income | 459,000 | 806,000 | 1,227,000 | 1,649,000 |
| Noninterest income | 111,000 | 583,000 | 1,012,000 | 1,114,000 |
| Noninterest expense | 710,000 | 1,433,000 | 2,277,000 | 3,137,000 |
| Provision for loan losses | -200,000 | -400,000 | -400,000 | -400,000 |
| Pretax income | 60,000 | 373,000 | 401,000 | 65,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 373,000 | 401,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,148,000 | 12,536,000 | 12,649,000 | 12,636,000 |
| Total capital | 12,644,000 | 13,043,000 | 12,973,000 | 12,927,000 |
| Risk-weighted assets | 39,435,000 | 40,572,000 | 36,439,000 | 42,817,000 |