Call reports 2002
TEXAS EXCHANGE BANK — 2002
What TEXAS EXCHANGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,973,000 | 24,998,000 | 25,532,000 | 25,903,000 |
| Total loans | 7,218,000 | 7,727,000 | 7,835,000 | 7,483,000 |
| Allowance for loan losses | 61,000 | 64,000 | 67,000 | 76,000 |
| Securities available for sale | 6,159,000 | 6,478,000 | 6,589,000 | 6,068,000 |
| Securities held to maturity | 4,512,000 | 4,631,000 | 4,313,000 | 3,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,590,000 | 22,346,000 | 22,818,000 | 23,185,000 |
| Interest-bearing deposits | 14,245,000 | 14,002,000 | 14,183,000 | 14,716,000 |
| Noninterest-bearing deposits | 8,345,000 | 8,344,000 | 8,635,000 | 8,469,000 |
| Equity capital | 2,178,000 | 2,381,000 | 2,390,000 | 2,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 673,000 | 1,000,000 | 1,302,000 |
| Interest expense | 64,000 | 120,000 | 173,000 | 216,000 |
| Net interest income | 270,000 | 553,000 | 827,000 | 1,086,000 |
| Noninterest income | 59,000 | 120,000 | 184,000 | 257,000 |
| Noninterest expense | 222,000 | 448,000 | 679,000 | 917,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 19,000 |
| Pretax income | 113,000 | 228,000 | 332,000 | 425,000 |
| Income tax | 26,000 | 55,000 | 79,000 | 97,000 |
| Net income | 87,000 | 173,000 | 253,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,256,000 | 2,343,000 | 2,265,000 | 2,340,000 |
| Total capital | 2,317,000 | 2,407,000 | 2,332,000 | 2,416,000 |
| Risk-weighted assets | 11,148,000 | 11,086,000 | 11,133,000 | 11,921,000 |