Call report 2002Q4
CITIZENS STATE BANK — 2002Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,843,000 | USD | evidence → |
| Total loans | 38,923,000 | USD | evidence → |
| Allowance for loan losses | 575,000 | USD | evidence → |
| Securities available for sale | 25,917,000 | USD | evidence → |
| Securities held to maturity | 964,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,881,000 | USD | evidence → |
| Interest-bearing deposits | 56,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,549,000 | USD | evidence → |
| Equity capital | 5,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,388,000 | USD | evidence → |
| Interest expense | 1,295,000 | USD | evidence → |
| Net interest income | 3,093,000 | USD | evidence → |
| Noninterest income | 338,000 | USD | evidence → |
| Noninterest expense | 2,031,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,344,000 | USD | evidence → |
| Income tax | 465,000 | USD | evidence → |
| Net income | 879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,484,000 | USD | evidence → |
| Total capital | 6,059,000 | USD | evidence → |
| Risk-weighted assets | 45,969,000 | USD | evidence → |