Call reports 2011
HERITAGE BANK, NATIONAL ASSOCIATION — 2011
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 137,274,000 | 136,842,000 |
| Total loans | 99,839,000 | 97,951,000 |
| Allowance for loan losses | 1,878,000 | 1,877,000 |
| Securities available for sale | 22,785,000 | 29,919,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 114,903,000 | 113,966,000 |
| Interest-bearing deposits | 92,111,000 | 89,841,000 |
| Noninterest-bearing deposits | 22,792,000 | 24,125,000 |
| Equity capital | 13,528,000 | 13,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 1,850,000 | 3,555,000 |
| Interest expense | 317,000 | 602,000 |
| Net interest income | 1,533,000 | 2,953,000 |
| Noninterest income | 270,000 | 762,000 |
| Noninterest expense | 1,381,000 | 2,757,000 |
| Provision for loan losses | 0 | 400,000 |
| Pretax income | 422,000 | 558,000 |
| Income tax | 22,000 | 28,000 |
| Net income | 400,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 13,318,000 | 13,450,000 |
| Total capital | 14,555,000 | 14,682,000 |
| Risk-weighted assets | 98,359,000 | 97,948,000 |