Call reports 2001
HERITAGE BANK, NATIONAL ASSOCIATION — 2001
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,123,000 | 117,632,000 | 116,264,000 | 116,810,000 |
| Total loans | 95,640,000 | 94,530,000 | 93,860,000 | 94,292,000 |
| Allowance for loan losses | 1,143,000 | 1,128,000 | 1,116,000 | 1,158,000 |
| Securities available for sale | 17,451,000 | 15,622,000 | 15,564,000 | 15,183,000 |
| Securities held to maturity | 256,000 | 257,000 | 258,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,380,000 | 101,519,000 | 97,978,000 | 97,377,000 |
| Interest-bearing deposits | 94,912,000 | 92,817,000 | 89,039,000 | 87,201,000 |
| Noninterest-bearing deposits | 8,468,000 | 8,702,000 | 8,939,000 | 10,176,000 |
| Equity capital | 11,179,000 | 10,887,000 | 11,347,000 | 10,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 4,840,000 | 7,106,000 | 9,315,000 |
| Interest expense | 1,264,000 | 2,397,000 | 3,358,000 | 4,184,000 |
| Net interest income | 1,175,000 | 2,443,000 | 3,748,000 | 5,131,000 |
| Noninterest income | 118,000 | 275,000 | 401,000 | 565,000 |
| Noninterest expense | 892,000 | 1,782,000 | 2,677,000 | 3,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 401,000 | 948,000 | 1,484,000 | 2,106,000 |
| Income tax | 128,000 | 310,000 | 490,000 | 696,000 |
| Net income | 273,000 | 638,000 | 994,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,797,000 | 10,537,000 | 10,902,000 | 10,644,000 |
| Total capital | 11,940,000 | 11,665,000 | 12,018,000 | 11,785,000 |
| Risk-weighted assets | 93,958,000 | 91,017,000 | 91,214,000 | 91,235,000 |