Call reports 2022
CLAREMONT SAVINGS BANK — 2022
What CLAREMONT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 483,496,000 | 488,764,000 | 492,676,000 | 530,980,000 |
| Total loans | 356,852,000 | 365,235,000 | 385,931,000 | 405,123,000 |
| Allowance for loan losses | 4,427,000 | 4,042,000 | 4,138,000 | 4,254,000 |
| Securities available for sale | 54,400,000 | 61,385,000 | 57,735,000 | 56,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,536,000 | 401,670,000 | 386,477,000 | 432,649,000 |
| Interest-bearing deposits | 337,028,000 | 337,491,000 | 322,528,000 | 376,080,000 |
| Noninterest-bearing deposits | 67,508,000 | 64,179,000 | 63,949,000 | 56,569,000 |
| Equity capital | 69,131,000 | 64,314,000 | 61,616,000 | 63,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 7,852,000 | 12,127,000 | 16,793,000 |
| Interest expense | 301,000 | 652,000 | 1,242,000 | 2,369,000 |
| Net interest income | 3,573,000 | 7,200,000 | 10,885,000 | 14,424,000 |
| Noninterest income | 717,000 | 1,474,000 | 2,257,000 | 3,016,000 |
| Noninterest expense | 3,522,000 | 7,104,000 | 10,748,000 | 14,542,000 |
| Provision for loan losses | 54,000 | -321,000 | -321,000 | -206,000 |
| Pretax income | -1,174,000 | -4,059,000 | -5,225,000 | -2,180,000 |
| Income tax | -311,000 | -1,008,000 | -1,303,000 | -776,000 |
| Net income | -863,000 | -3,051,000 | -3,922,000 | -1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,389,000 | 69,217,000 | 68,361,000 | 70,896,000 |