Call reports 2020
CLAREMONT SAVINGS BANK — 2020
What CLAREMONT SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 456,938,000 | 472,127,000 | 476,057,000 | 479,916,000 |
| Total loans | 354,516,000 | 382,549,000 | 383,191,000 | 363,789,000 |
| Allowance for loan losses | 4,472,000 | 4,768,000 | 4,817,000 | 4,567,000 |
| Securities available for sale | 39,221,000 | 37,055,000 | 36,752,000 | 41,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,103,000 | 378,900,000 | 386,911,000 | 394,701,000 |
| Interest-bearing deposits | 317,685,000 | 331,209,000 | 338,167,000 | 346,134,000 |
| Noninterest-bearing deposits | 47,418,000 | 47,691,000 | 48,744,000 | 48,567,000 |
| Equity capital | 58,314,000 | 61,259,000 | 62,941,000 | 65,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,141,000 | 8,221,000 | 12,383,000 | 16,408,000 |
| Interest expense | 884,000 | 1,677,000 | 2,316,000 | 2,889,000 |
| Net interest income | 3,257,000 | 6,544,000 | 10,067,000 | 13,519,000 |
| Noninterest income | 539,000 | 1,199,000 | 1,929,000 | 2,797,000 |
| Noninterest expense | 3,226,000 | 6,387,000 | 9,659,000 | 13,167,000 |
| Provision for loan losses | 614,000 | 1,156,000 | 1,178,000 | 1,184,000 |
| Pretax income | -4,661,000 | -2,638,000 | -574,000 | 2,936,000 |
| Income tax | -84,000 | -462,000 | -71,000 | 382,000 |
| Net income | -4,577,000 | -2,176,000 | -503,000 | 2,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,384,000 | 59,801,000 | 61,491,000 | 64,563,000 |