Call reports 2017
CLAREMONT SAVINGS BANK — 2017
What CLAREMONT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 411,293,000 | 419,385,000 | 425,809,000 | 416,251,000 |
| Total loans | 309,592,000 | 323,713,000 | 330,297,000 | 325,367,000 |
| Allowance for loan losses | 3,098,000 | 3,330,000 | 3,235,000 | 3,344,000 |
| Securities available for sale | 71,276,000 | 72,071,000 | 69,299,000 | 69,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,602,000 | 309,492,000 | 312,053,000 | 308,999,000 |
| Interest-bearing deposits | 276,017,000 | 272,998,000 | 274,592,000 | 271,899,000 |
| Noninterest-bearing deposits | 35,585,000 | 36,494,000 | 37,461,000 | 37,100,000 |
| Equity capital | 54,716,000 | 55,400,000 | 56,162,000 | 57,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,572,000 | 7,317,000 | 11,130,000 | 14,997,000 |
| Interest expense | 520,000 | 1,073,000 | 1,700,000 | 2,348,000 |
| Net interest income | 3,052,000 | 6,244,000 | 9,430,000 | 12,649,000 |
| Noninterest income | 525,000 | 1,222,000 | 1,778,000 | 2,269,000 |
| Noninterest expense | 3,084,000 | 6,232,000 | 9,550,000 | 12,401,000 |
| Provision for loan losses | 350,000 | 775,000 | 908,000 | 1,414,000 |
| Pretax income | 428,000 | 1,057,000 | 1,751,000 | 2,576,000 |
| Income tax | 69,000 | 196,000 | 351,000 | 147,000 |
| Net income | 359,000 | 861,000 | 1,400,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,926,000 | 53,442,000 | 53,994,000 | 54,592,000 |
| Total capital | 56,884,000 | 57,602,000 | 58,232,000 | 59,235,000 |
| Risk-weighted assets | 300,739,000 | 308,434,000 | 312,737,000 | 307,405,000 |