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Call reports 2013

CLAREMONT SAVINGS BANK — 2013

What CLAREMONT SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/817cc48f-f345-4560-815a-c4dd93fb8ce1/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets320,443,000319,431,000330,165,000325,021,000
Total loans262,042,000259,259,000256,272,000257,006,000
Allowance for loan losses3,044,0003,054,0002,740,0003,032,000
Securities available for sale36,051,00038,591,00041,132,00044,595,000
Securities held to maturity0000
Trading assets00776,000767,000
Total deposits263,295,000261,234,000273,180,000267,630,000
Interest-bearing deposits242,338,000237,895,000249,764,000244,497,000
Noninterest-bearing deposits20,957,00023,339,00023,416,00023,133,000
Equity capital47,896,00047,126,00047,653,00048,069,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income3,163,0006,345,0009,577,00012,754,000
Interest expense492,000963,0001,409,0001,827,000
Net interest income2,671,0005,382,0008,168,00010,927,000
Noninterest income865,0001,428,0001,992,0002,483,000
Noninterest expense2,735,0005,871,0008,694,00011,612,000
Provision for loan losses063,000272,000926,000
Pretax income1,133,0001,933,0002,417,0002,247,000
Income tax359,000575,000686,000563,000
Net income774,0001,358,0001,731,0001,684,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital46,465,00047,049,00047,421,00047,375,000
Total capital50,058,00050,333,00050,895,00051,289,000
Risk-weighted assets229,657,000231,294,000233,710,000234,721,000

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