Call reports 2008
CLAREMONT SAVINGS BANK — 2008
What CLAREMONT SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 307,195,000 | 308,391,000 | 304,235,000 | 308,815,000 |
| Total loans | 224,573,000 | 228,684,000 | 239,734,000 | 246,527,000 |
| Allowance for loan losses | 1,160,000 | 1,583,000 | 1,444,000 | 1,387,000 |
| Securities available for sale | 43,631,000 | 54,727,000 | 39,074,000 | 36,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,241,000 | 245,340,000 | 240,047,000 | 243,129,000 |
| Interest-bearing deposits | 228,017,000 | 227,686,000 | 223,696,000 | 226,134,000 |
| Noninterest-bearing deposits | 16,224,000 | 17,654,000 | 16,351,000 | 16,995,000 |
| Equity capital | 44,419,000 | 44,726,000 | 40,910,000 | 41,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,239,000 | 8,510,000 | 12,926,000 | 17,076,000 |
| Interest expense | 2,070,000 | 4,050,000 | 5,875,000 | 7,488,000 |
| Net interest income | 2,169,000 | 4,460,000 | 7,051,000 | 9,588,000 |
| Noninterest income | 265,000 | 695,000 | 1,209,000 | 1,519,000 |
| Noninterest expense | 2,449,000 | 4,509,000 | 7,087,000 | 9,390,000 |
| Provision for loan losses | 30,000 | 630,000 | 630,000 | 805,000 |
| Pretax income | -57,000 | 27,000 | -4,168,000 | -3,822,000 |
| Income tax | -17,000 | -452,000 | -1,878,000 | -1,766,000 |
| Net income | -40,000 | 479,000 | -2,290,000 | -2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,650,000 | 45,169,000 | 42,338,000 | 42,166,000 |
| Total capital | 45,871,000 | 46,777,000 | 43,784,000 | 43,556,000 |
| Risk-weighted assets | 204,198,000 | 204,828,000 | 201,688,000 | 202,829,000 |
Machine access — free, no API key
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