Call reports 2002
ELLENVILLE NATIONAL BANK — 2002
What ELLENVILLE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 288,900,000 | 296,726,000 | 306,064,000 | 310,197,000 |
| Total loans | 165,282,000 | 174,874,000 | 176,811,000 | 184,635,000 |
| Allowance for loan losses | 2,055,000 | 2,157,000 | 2,229,000 | 2,314,000 |
| Securities available for sale | 89,058,000 | 83,705,000 | 86,306,000 | 92,103,000 |
| Securities held to maturity | 8,928,000 | 8,783,000 | 7,615,000 | 7,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,871,000 | 267,298,000 | 274,636,000 | 278,880,000 |
| Interest-bearing deposits | 199,126,000 | 196,426,000 | 201,633,000 | 204,298,000 |
| Noninterest-bearing deposits | 63,745,000 | 70,872,000 | 73,003,000 | 74,582,000 |
| Equity capital | 24,373,000 | 26,927,000 | 28,187,000 | 28,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,613,000 | 9,440,000 | 14,268,000 | 19,110,000 |
| Interest expense | 1,131,000 | 2,230,000 | 3,340,000 | 4,407,000 |
| Net interest income | 3,482,000 | 7,210,000 | 10,928,000 | 14,703,000 |
| Noninterest income | 650,000 | 1,303,000 | 1,946,000 | 2,588,000 |
| Noninterest expense | 2,656,000 | 5,427,000 | 8,173,000 | 10,883,000 |
| Provision for loan losses | 150,000 | 370,000 | 470,000 | 580,000 |
| Pretax income | 1,326,000 | 2,716,000 | 4,231,000 | 5,828,000 |
| Income tax | 490,000 | 1,028,000 | 1,563,000 | 1,999,000 |
| Net income | 836,000 | 1,688,000 | 2,668,000 | 3,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,173,000 | 25,975,000 | 26,875,000 | 26,789,000 |
| Total capital | 27,228,000 | 28,132,000 | 29,104,000 | 29,103,000 |
| Risk-weighted assets | 189,960,000 | 198,517,000 | 206,548,000 | 206,359,000 |