Call reports 2001
ELLENVILLE NATIONAL BANK — 2001
What ELLENVILLE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 257,863,000 | 270,851,000 | 269,902,000 | 281,163,000 |
| Total loans | 140,512,000 | 149,427,000 | 154,032,000 | 158,695,000 |
| Allowance for loan losses | 1,806,000 | 1,926,000 | 1,857,000 | 1,928,000 |
| Securities available for sale | 80,120,000 | 81,420,000 | 78,033,000 | 86,695,000 |
| Securities held to maturity | 10,625,000 | 9,964,000 | 9,002,000 | 8,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,644,000 | 245,289,000 | 242,623,000 | 255,360,000 |
| Interest-bearing deposits | 178,461,000 | 186,256,000 | 177,426,000 | 190,489,000 |
| Noninterest-bearing deposits | 54,183,000 | 59,033,000 | 65,197,000 | 64,871,000 |
| Equity capital | 23,078,000 | 23,562,000 | 24,829,000 | 24,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,688,000 | 9,373,000 | 14,164,000 | 18,813,000 |
| Interest expense | 1,848,000 | 3,613,000 | 5,211,000 | 6,506,000 |
| Net interest income | 2,840,000 | 5,760,000 | 8,953,000 | 12,307,000 |
| Noninterest income | 699,000 | 1,400,000 | 2,061,000 | 2,759,000 |
| Noninterest expense | 2,349,000 | 4,702,000 | 7,018,000 | 9,332,000 |
| Provision for loan losses | 120,000 | 240,000 | 910,000 | 1,100,000 |
| Pretax income | 1,070,000 | 2,218,000 | 3,086,000 | 4,634,000 |
| Income tax | 435,000 | 868,000 | 1,060,000 | 1,603,000 |
| Net income | 635,000 | 1,350,000 | 2,026,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,623,000 | 23,278,000 | 23,903,000 | 24,367,000 |
| Total capital | 24,429,000 | 25,204,000 | 25,760,000 | 26,295,000 |
| Risk-weighted assets | 165,531,000 | 177,259,000 | 178,476,000 | 181,590,000 |