Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,483,000 | 34,445,000 | 32,683,000 | 31,581,000 |
| Total loans | 21,342,000 | 23,229,000 | 22,866,000 | 21,727,000 |
| Allowance for loan losses | 149,000 | 148,000 | 143,000 | 150,000 |
| Securities available for sale | 8,115,000 | 7,326,000 | 5,670,000 | 4,873,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,272,000 | 28,584,000 | 27,304,000 | 26,630,000 |
| Interest-bearing deposits | 25,181,000 | 23,635,000 | 22,940,000 | 21,985,000 |
| Noninterest-bearing deposits | 5,091,000 | 4,949,000 | 4,364,000 | 4,645,000 |
| Equity capital | 2,338,000 | 2,490,000 | 2,561,000 | 2,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 881,000 | 1,305,000 | 1,678,000 |
| Interest expense | 184,000 | 346,000 | 509,000 | 630,000 |
| Net interest income | 273,000 | 535,000 | 796,000 | 1,048,000 |
| Noninterest income | 55,000 | 141,000 | 202,000 | 246,000 |
| Noninterest expense | 544,000 | 780,000 | 1,012,000 | 1,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 83,000 |
| Pretax income | -180,000 | -68,000 | 14,000 | -53,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -180,000 | -68,000 | 14,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,316,000 | 2,428,000 | 2,510,000 | 2,443,000 |
| Total capital | 2,465,000 | 2,576,000 | 2,653,000 | 2,593,000 |
| Risk-weighted assets | 21,176,000 | 22,734,000 | 22,252,000 | 21,379,000 |