Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,675,000 | 31,880,000 | 34,047,000 | 36,723,000 |
| Total loans | 21,216,000 | 21,782,000 | 22,960,000 | 21,904,000 |
| Allowance for loan losses | 146,000 | 141,000 | 145,000 | 149,000 |
| Securities available for sale | 5,363,000 | 6,540,000 | 6,909,000 | 9,860,000 |
| Securities held to maturity | 335,000 | 335,000 | 335,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,193,000 | 28,291,000 | 29,681,000 | 29,457,000 |
| Interest-bearing deposits | 24,183,000 | 24,434,000 | 25,410,000 | 25,164,000 |
| Noninterest-bearing deposits | 4,010,000 | 3,857,000 | 4,271,000 | 4,293,000 |
| Equity capital | 2,319,000 | 2,413,000 | 2,548,000 | 2,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 953,000 | 1,439,000 | 1,913,000 |
| Interest expense | 194,000 | 376,000 | 559,000 | 746,000 |
| Net interest income | 281,000 | 577,000 | 880,000 | 1,167,000 |
| Noninterest income | 44,000 | 82,000 | 176,000 | 275,000 |
| Noninterest expense | 248,000 | 491,000 | 745,000 | 996,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 77,000 | 168,000 | 301,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 168,000 | 301,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,279,000 | 2,335,000 | 2,439,000 | 2,496,000 |
| Total capital | 2,425,000 | 2,476,000 | 2,584,000 | 2,645,000 |
| Risk-weighted assets | 21,597,000 | 21,140,000 | 22,379,000 | 22,632,000 |