Call reports 2016
MANASQUAN BANK — 2016
What MANASQUAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 998,312,000 | 1,020,768,000 | 1,047,951,000 | 1,108,497,000 |
| Total loans | 826,110,000 | 848,286,000 | 885,788,000 | 925,400,000 |
| Allowance for loan losses | 8,858,000 | 9,094,000 | 9,330,000 | 9,600,000 |
| Securities available for sale | 9,275,000 | 17,134,000 | 16,132,000 | 13,866,000 |
| Securities held to maturity | 48,512,000 | 47,247,000 | 50,883,000 | 48,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,912,000 | 870,556,000 | 906,575,000 | 960,038,000 |
| Interest-bearing deposits | 741,411,000 | 772,542,000 | 800,055,000 | 851,832,000 |
| Noninterest-bearing deposits | 88,501,000 | 98,014,000 | 106,520,000 | 108,206,000 |
| Equity capital | 104,912,000 | 106,902,000 | 108,386,000 | 110,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,251,000 | 27,724,000 | 37,649,000 |
| Interest expense | 1,373,000 | 2,859,000 | 4,458,000 | 6,180,000 |
| Net interest income | 7,781,000 | 15,392,000 | 23,266,000 | 31,469,000 |
| Noninterest income | 840,000 | 1,601,000 | 1,989,000 | 2,590,000 |
| Noninterest expense | 5,168,000 | 10,399,000 | 15,794,000 | 21,020,000 |
| Provision for loan losses | 300,000 | 593,000 | 828,000 | 1,127,000 |
| Pretax income | 3,153,000 | 6,001,000 | 8,633,000 | 11,912,000 |
| Income tax | 1,217,000 | 2,320,000 | 3,336,000 | 4,628,000 |
| Net income | 1,936,000 | 3,681,000 | 5,297,000 | 7,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,605,000 | 106,349,000 | 107,964,000 | 109,951,000 |
| Total capital | 113,463,000 | 115,451,000 | 117,296,000 | 119,605,000 |
| Risk-weighted assets | 820,925,000 | 848,877,000 | 884,974,000 | 935,847,000 |