Call reports 2015
MANASQUAN BANK — 2015
What MANASQUAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 930,861,000 | 936,496,000 | 928,484,000 | 983,892,000 |
| Total loans | 742,148,000 | 770,924,000 | 768,919,000 | 828,688,000 |
| Allowance for loan losses | 7,646,000 | 8,019,000 | 8,257,000 | 8,557,000 |
| Securities available for sale | 12,529,000 | 11,457,000 | 10,759,000 | 9,747,000 |
| Securities held to maturity | 71,798,000 | 72,932,000 | 60,895,000 | 62,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,985,000 | 780,139,000 | 775,861,000 | 803,985,000 |
| Interest-bearing deposits | 706,667,000 | 692,508,000 | 687,872,000 | 711,460,000 |
| Noninterest-bearing deposits | 83,318,000 | 87,631,000 | 87,989,000 | 92,524,000 |
| Equity capital | 98,471,000 | 100,155,000 | 101,335,000 | 102,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,493,000 | 17,044,000 | 25,793,000 | 34,649,000 |
| Interest expense | 1,301,000 | 2,578,000 | 3,847,000 | 5,137,000 |
| Net interest income | 7,192,000 | 14,466,000 | 21,946,000 | 29,512,000 |
| Noninterest income | 575,000 | 1,207,000 | 2,151,000 | 2,675,000 |
| Noninterest expense | 4,808,000 | 9,493,000 | 14,318,000 | 19,226,000 |
| Provision for loan losses | 362,000 | 737,000 | 1,041,000 | 1,340,000 |
| Pretax income | 2,602,000 | 5,448,000 | 8,770,000 | 11,653,000 |
| Income tax | 988,000 | 2,073,000 | 3,370,000 | 4,501,000 |
| Net income | 1,614,000 | 3,375,000 | 5,400,000 | 7,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,132,000 | 98,893,000 | 100,917,000 | 102,668,000 |
| Total capital | 104,797,000 | 106,927,000 | 109,189,000 | 111,225,000 |
| Risk-weighted assets | 713,489,000 | 742,628,000 | 757,381,000 | 817,331,000 |