Call reports 2012
MANASQUAN BANK — 2012
What MANASQUAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 842,521,000 | 843,285,000 | 830,742,000 | 843,410,000 |
| Total loans | 527,844,000 | 557,573,000 | 586,268,000 | 619,807,000 |
| Allowance for loan losses | 5,180,000 | 5,255,000 | 5,495,000 | 5,660,000 |
| Securities available for sale | 18,466,000 | 17,536,000 | 16,560,000 | 15,352,000 |
| Securities held to maturity | 148,108,000 | 130,985,000 | 123,836,000 | 118,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,190,000 | 745,260,000 | 730,594,000 | 737,720,000 |
| Interest-bearing deposits | 695,360,000 | 693,509,000 | 677,714,000 | 680,388,000 |
| Noninterest-bearing deposits | 48,831,000 | 51,751,000 | 52,880,000 | 57,333,000 |
| Equity capital | 78,654,000 | 80,078,000 | 80,431,000 | 82,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,284,000 | 14,682,000 | 22,210,000 | 29,849,000 |
| Interest expense | 2,134,000 | 4,017,000 | 5,776,000 | 7,398,000 |
| Net interest income | 5,150,000 | 10,665,000 | 16,434,000 | 22,451,000 |
| Noninterest income | 301,000 | 779,000 | 1,277,000 | 1,898,000 |
| Noninterest expense | 3,367,000 | 6,884,000 | 11,248,000 | 15,001,000 |
| Provision for loan losses | 195,000 | 393,000 | 638,000 | 1,238,000 |
| Pretax income | 1,900,000 | 4,180,000 | 5,849,000 | 8,139,000 |
| Income tax | 730,000 | 1,575,000 | 2,255,000 | 3,110,000 |
| Net income | 1,170,000 | 2,605,000 | 3,594,000 | 5,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,699,000 | 80,129,000 | 81,118,000 | 82,555,000 |
| Total capital | 83,879,000 | 85,384,000 | 86,613,000 | 88,215,000 |
| Risk-weighted assets | 493,796,000 | 509,231,000 | 524,959,000 | 558,858,000 |