Call reports 2011
MANASQUAN BANK — 2011
What MANASQUAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 803,856,000 | 810,220,000 | 830,140,000 | 847,960,000 |
| Total loans | 482,419,000 | 492,684,000 | 496,748,000 | 514,672,000 |
| Allowance for loan losses | 4,994,000 | 5,216,000 | 5,114,000 | 5,049,000 |
| Securities available for sale | 23,104,000 | 22,015,000 | 20,736,000 | 19,549,000 |
| Securities held to maturity | 153,577,000 | 132,257,000 | 118,090,000 | 156,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,959,000 | 711,022,000 | 728,856,000 | 737,859,000 |
| Interest-bearing deposits | 664,619,000 | 668,692,000 | 682,856,000 | 696,152,000 |
| Noninterest-bearing deposits | 38,340,000 | 42,330,000 | 46,000,000 | 41,707,000 |
| Equity capital | 74,147,000 | 75,031,000 | 76,506,000 | 77,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,422,000 | 14,949,000 | 22,315,000 | 29,568,000 |
| Interest expense | 2,464,000 | 4,881,000 | 7,304,000 | 9,663,000 |
| Net interest income | 4,958,000 | 10,068,000 | 15,011,000 | 19,905,000 |
| Noninterest income | 244,000 | 467,000 | 814,000 | 1,039,000 |
| Noninterest expense | 3,420,000 | 7,012,000 | 10,457,000 | 13,870,000 |
| Provision for loan losses | 322,000 | 569,000 | 775,000 | 970,000 |
| Pretax income | 1,464,000 | 2,965,000 | 4,630,000 | 6,143,000 |
| Income tax | 563,000 | 1,224,000 | 1,869,000 | 2,437,000 |
| Net income | 901,000 | 1,741,000 | 2,761,000 | 3,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,710,000 | 75,554,000 | 76,576,000 | 77,524,000 |
| Total capital | 79,704,000 | 80,770,000 | 81,690,000 | 82,573,000 |
| Risk-weighted assets | 468,371,000 | 475,043,000 | 475,795,000 | 489,489,000 |