Call reports 2007
MANASQUAN BANK — 2007
What MANASQUAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 561,742,000 | 562,267,000 | 556,925,000 | 568,838,000 |
| Total loans | 422,531,000 | 430,556,000 | 433,713,000 | 444,253,000 |
| Allowance for loan losses | 3,422,000 | 3,557,000 | 3,721,000 | 3,696,000 |
| Securities available for sale | 19,978,000 | 19,746,000 | 13,127,000 | 12,508,000 |
| Securities held to maturity | 89,442,000 | 84,284,000 | 79,160,000 | 71,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,451,000 | 452,779,000 | 455,646,000 | 455,992,000 |
| Interest-bearing deposits | 435,964,000 | 424,604,000 | 429,128,000 | 428,768,000 |
| Noninterest-bearing deposits | 29,487,000 | 28,175,000 | 26,518,000 | 27,224,000 |
| Equity capital | 64,572,000 | 65,048,000 | 65,616,000 | 65,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,519,000 | 15,075,000 | 22,673,000 | 30,345,000 |
| Interest expense | 4,270,000 | 8,609,000 | 12,945,000 | 17,297,000 |
| Net interest income | 3,249,000 | 6,466,000 | 9,728,000 | 13,048,000 |
| Noninterest income | 81,000 | 177,000 | 304,000 | 429,000 |
| Noninterest expense | 2,327,000 | 4,737,000 | 7,206,000 | 9,647,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 405,000 |
| Pretax income | 868,000 | 1,636,000 | 2,399,000 | 3,415,000 |
| Income tax | 290,000 | 537,000 | 787,000 | 1,141,000 |
| Net income | 578,000 | 1,099,000 | 1,612,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,382,000 | 63,903,000 | 64,416,000 | 65,078,000 |
| Total capital | 68,087,000 | 68,778,000 | 69,416,000 | 69,510,000 |
| Risk-weighted assets | 317,504,000 | 322,317,000 | 324,575,000 | 336,638,000 |