Call reports 2003
MANASQUAN BANK — 2003
What MANASQUAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 440,663,000 | 456,489,000 | 475,283,000 | 478,116,000 |
| Total loans | 263,192,000 | 271,018,000 | 286,135,000 | 303,241,000 |
| Allowance for loan losses | 1,841,000 | 1,901,000 | 1,961,000 | 2,021,000 |
| Securities available for sale | 12,855,000 | 17,732,000 | 17,726,000 | 18,030,000 |
| Securities held to maturity | 125,713,000 | 130,680,000 | 138,491,000 | 127,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,344,000 | 404,752,000 | 421,680,000 | 423,392,000 |
| Interest-bearing deposits | 371,340,000 | 384,732,000 | 397,575,000 | 402,291,000 |
| Noninterest-bearing deposits | 18,004,000 | 20,020,000 | 24,105,000 | 21,101,000 |
| Equity capital | 49,251,000 | 50,324,000 | 51,543,000 | 52,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,925,000 | 11,746,000 | 17,469,000 | 23,287,000 |
| Interest expense | 2,233,000 | 4,317,000 | 6,265,000 | 8,118,000 |
| Net interest income | 3,692,000 | 7,429,000 | 11,204,000 | 15,169,000 |
| Noninterest income | 57,000 | 104,000 | 158,000 | 210,000 |
| Noninterest expense | 1,763,000 | 3,586,000 | 5,389,000 | 7,349,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,926,000 | 3,827,000 | 5,793,000 | 7,790,000 |
| Income tax | 715,000 | 1,471,000 | 2,214,000 | 3,005,000 |
| Net income | 1,211,000 | 2,356,000 | 3,579,000 | 4,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,571,000 | 48,716,000 | 49,939,000 | 51,145,000 |
| Total capital | 50,672,000 | 51,822,000 | 53,102,000 | 54,505,000 |
| Risk-weighted assets | 202,120,000 | 214,030,000 | 225,643,000 | 234,264,000 |