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Call reports 2005

CITY STATE BANK — 2005

What CITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/81690acb-7556-4074-9054-f9db3b3be81c/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q3
Total assets64,202,00063,216,00064,560,000
Total loans42,777,00042,000,00043,472,000
Allowance for loan losses909,000915,000911,000
Securities available for sale14,888,00015,112,00014,956,000
Securities held to maturity000
Trading assets000
Total deposits50,815,00050,599,00049,267,000
Interest-bearing deposits42,415,00043,931,00042,531,000
Noninterest-bearing deposits8,400,0006,668,0006,736,000
Equity capital8,186,0008,351,0008,328,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q3
Interest income906,0001,821,0002,787,000
Interest expense237,000512,000814,000
Net interest income669,0001,309,0001,973,000
Noninterest income59,000117,000193,000
Noninterest expense490,000967,0001,461,000
Provision for loan losses000
Pretax income238,000459,000705,000
Income tax66,000126,000194,000
Net income172,000333,000511,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q3
Tier 1 capital5,200,0005,287,0005,394,000
Total capital5,819,0005,895,0006,022,000
Risk-weighted assets49,223,00048,297,00049,956,000

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