Call reports 2010
FIRSTBANK OF SOUTH JEFFCO — 2010
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 676,116,000 | 673,134,000 | 678,924,000 |
| Total loans | 223,429,000 | 224,943,000 | 226,888,000 |
| Allowance for loan losses | 3,528,000 | 3,378,000 | 4,041,000 |
| Securities available for sale | 252,360,000 | 252,834,000 | 242,072,000 |
| Securities held to maturity | 155,529,000 | 151,108,000 | 161,589,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 622,697,000 | 617,761,000 | 621,210,000 |
| Interest-bearing deposits | 529,052,000 | 526,238,000 | 523,373,000 |
| Noninterest-bearing deposits | 93,646,000 | 91,523,000 | 97,837,000 |
| Equity capital | 48,044,000 | 49,872,000 | 51,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 7,864,000 | 15,959,000 | 23,873,000 |
| Interest expense | 1,128,000 | 2,193,000 | 3,158,000 |
| Net interest income | 6,736,000 | 13,766,000 | 20,715,000 |
| Noninterest income | 1,687,000 | 3,453,000 | 5,214,000 |
| Noninterest expense | 3,283,000 | 6,742,000 | 10,301,000 |
| Provision for loan losses | 167,000 | 127,000 | 839,000 |
| Pretax income | 4,564,000 | 9,941,000 | 14,380,000 |
| Income tax | 1,394,000 | 3,095,000 | 4,470,000 |
| Net income | 3,170,000 | 6,846,000 | 9,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 42,902,000 | 44,077,000 | 44,140,000 |
| Total capital | 46,495,000 | 47,522,000 | 47,827,000 |
| Risk-weighted assets | 292,925,000 | 292,789,000 | 294,567,000 |