Call reports 2009
FIRSTBANK OF SOUTH JEFFCO — 2009
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 621,874,000 | 632,472,000 | 652,365,000 | 671,620,000 |
| Total loans | 201,760,000 | 216,860,000 | 219,461,000 | 222,671,000 |
| Allowance for loan losses | 3,097,000 | 3,210,000 | 3,374,000 | 3,504,000 |
| Securities available for sale | 178,164,000 | 191,657,000 | 224,563,000 | 235,034,000 |
| Securities held to maturity | 185,356,000 | 175,003,000 | 167,606,000 | 159,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,802,000 | 587,216,000 | 602,307,000 | 621,121,000 |
| Interest-bearing deposits | 481,302,000 | 491,228,000 | 512,351,000 | 526,726,000 |
| Noninterest-bearing deposits | 89,500,000 | 95,988,000 | 89,957,000 | 94,396,000 |
| Equity capital | 40,011,000 | 42,252,000 | 45,628,000 | 45,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,160,000 | 16,253,000 | 24,303,000 | 32,302,000 |
| Interest expense | 2,009,000 | 3,636,000 | 5,168,000 | 6,566,000 |
| Net interest income | 6,151,000 | 12,617,000 | 19,135,000 | 25,736,000 |
| Noninterest income | 1,729,000 | 3,508,000 | 5,351,000 | 7,143,000 |
| Noninterest expense | 3,297,000 | 6,927,000 | 10,324,000 | 14,087,000 |
| Provision for loan losses | 27,000 | 172,000 | 552,000 | 1,068,000 |
| Pretax income | 4,556,000 | 9,026,000 | 13,379,000 | 17,493,000 |
| Income tax | 1,426,000 | 2,806,000 | 4,140,000 | 5,048,000 |
| Net income | 3,130,000 | 6,220,000 | 9,239,000 | 12,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,967,000 | 39,507,000 | 41,026,000 | 41,732,000 |
| Total capital | 41,125,000 | 42,779,000 | 44,466,000 | 45,303,000 |
| Risk-weighted assets | 272,626,000 | 282,301,000 | 285,370,000 | 292,955,000 |