Call reports 2006
FIRSTBANK OF SOUTH JEFFCO — 2006
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 491,224,000 | 497,917,000 | 497,534,000 | 509,398,000 |
| Total loans | 124,744,000 | 132,598,000 | 141,348,000 | 160,360,000 |
| Allowance for loan losses | 1,175,000 | 1,277,000 | 1,350,000 | 1,621,000 |
| Securities available for sale | 215,208,000 | 208,408,000 | 198,150,000 | 194,709,000 |
| Securities held to maturity | 116,238,000 | 131,272,000 | 131,245,000 | 128,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,815,000 | 465,766,000 | 462,162,000 | 474,111,000 |
| Interest-bearing deposits | 357,529,000 | 370,255,000 | 366,460,000 | 378,718,000 |
| Noninterest-bearing deposits | 99,285,000 | 95,511,000 | 95,702,000 | 95,393,000 |
| Equity capital | 30,530,000 | 28,989,000 | 31,607,000 | 31,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,565,000 | 13,456,000 | 20,506,000 | 27,718,000 |
| Interest expense | 2,328,000 | 4,990,000 | 8,021,000 | 11,234,000 |
| Net interest income | 4,237,000 | 8,466,000 | 12,485,000 | 16,484,000 |
| Noninterest income | 1,533,000 | 3,172,000 | 4,859,000 | 6,487,000 |
| Noninterest expense | 2,672,000 | 5,433,000 | 8,116,000 | 10,772,000 |
| Provision for loan losses | 53,000 | 166,000 | 257,000 | 556,000 |
| Pretax income | 3,045,000 | 6,039,000 | 8,971,000 | 11,643,000 |
| Income tax | 850,000 | 1,701,000 | 2,547,000 | 3,293,000 |
| Net income | 2,195,000 | 4,338,000 | 6,424,000 | 8,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,559,000 | 30,705,000 | 30,791,000 | 30,714,000 |
| Total capital | 31,782,000 | 32,034,000 | 32,197,000 | 32,396,000 |
| Risk-weighted assets | 192,269,000 | 201,791,000 | 204,591,000 | 219,098,000 |