Call reports 2003
FIRSTBANK OF SOUTH JEFFCO — 2003
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 419,550,000 | 434,731,000 | 451,998,000 | 446,728,000 |
| Total loans | 101,320,000 | 102,153,000 | 103,858,000 | 104,593,000 |
| Allowance for loan losses | 1,300,000 | 1,271,000 | 1,312,000 | 1,269,000 |
| Securities available for sale | 223,221,000 | 242,108,000 | 246,882,000 | 255,578,000 |
| Securities held to maturity | 57,060,000 | 55,231,000 | 54,032,000 | 53,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,842,000 | 394,064,000 | 406,132,000 | 410,850,000 |
| Interest-bearing deposits | 305,085,000 | 310,107,000 | 320,135,000 | 325,320,000 |
| Noninterest-bearing deposits | 80,758,000 | 83,957,000 | 85,997,000 | 85,529,000 |
| Equity capital | 27,762,000 | 29,016,000 | 29,211,000 | 30,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,875,000 | 9,645,000 | 14,162,000 | 18,790,000 |
| Interest expense | 1,266,000 | 2,509,000 | 3,731,000 | 4,917,000 |
| Net interest income | 3,609,000 | 7,136,000 | 10,431,000 | 13,873,000 |
| Noninterest income | 1,689,000 | 3,472,000 | 5,188,000 | 6,831,000 |
| Noninterest expense | 2,473,000 | 4,845,000 | 7,141,000 | 9,480,000 |
| Provision for loan losses | 115,000 | 94,000 | 167,000 | 149,000 |
| Pretax income | 2,710,000 | 5,669,000 | 8,311,000 | 11,075,000 |
| Income tax | 584,000 | 1,298,000 | 1,888,000 | 2,528,000 |
| Net income | 2,126,000 | 4,371,000 | 6,423,000 | 8,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,836,000 | 25,481,000 | 26,133,000 | 26,456,000 |
| Total capital | 26,136,000 | 26,752,000 | 27,445,000 | 27,725,000 |
| Risk-weighted assets | 154,175,000 | 155,801,000 | 156,597,000 | 155,136,000 |