Call reports 2002
FIRSTBANK OF SOUTH JEFFCO — 2002
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 380,869,000 | 390,956,000 | 400,150,000 | 413,520,000 |
| Total loans | 103,302,000 | 103,858,000 | 102,461,000 | 104,353,000 |
| Allowance for loan losses | 1,239,000 | 1,241,000 | 1,249,000 | 1,235,000 |
| Securities available for sale | 179,808,000 | 197,099,000 | 207,313,000 | 217,552,000 |
| Securities held to maturity | 58,279,000 | 55,794,000 | 55,533,000 | 57,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,312,000 | 359,304,000 | 365,106,000 | 377,952,000 |
| Interest-bearing deposits | 272,776,000 | 273,347,000 | 279,885,000 | 296,400,000 |
| Noninterest-bearing deposits | 80,536,000 | 85,957,000 | 85,221,000 | 81,552,000 |
| Equity capital | 22,707,000 | 25,868,000 | 28,018,000 | 28,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,657,000 | 15,992,000 | 21,311,000 |
| Interest expense | 1,523,000 | 2,972,000 | 4,374,000 | 5,730,000 |
| Net interest income | 3,802,000 | 7,685,000 | 11,618,000 | 15,581,000 |
| Noninterest income | 1,481,000 | 3,078,000 | 4,841,000 | 6,653,000 |
| Noninterest expense | 2,477,000 | 5,010,000 | 7,615,000 | 10,274,000 |
| Provision for loan losses | 67,000 | 86,000 | 110,000 | 139,000 |
| Pretax income | 2,739,000 | 5,667,000 | 8,734,000 | 11,821,000 |
| Income tax | 655,000 | 1,352,000 | 2,086,000 | 2,837,000 |
| Net income | 2,084,000 | 4,315,000 | 6,648,000 | 8,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,909,000 | 22,640,000 | 23,474,000 | 24,310,000 |
| Total capital | 23,148,000 | 23,881,000 | 24,723,000 | 25,545,000 |
| Risk-weighted assets | 149,043,000 | 152,430,000 | 154,535,000 | 155,369,000 |