Call reports 2001
FIRSTBANK OF SOUTH JEFFCO — 2001
What FIRSTBANK OF SOUTH JEFFCO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 343,925,000 | 359,239,000 | 367,364,000 | 372,452,000 |
| Total loans | 101,665,000 | 101,648,000 | 105,380,000 | 106,510,000 |
| Allowance for loan losses | 937,000 | 951,000 | 978,000 | 1,180,000 |
| Securities available for sale | 135,179,000 | 146,274,000 | 158,673,000 | 177,277,000 |
| Securities held to maturity | 74,554,000 | 70,626,000 | 64,910,000 | 58,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,825,000 | 325,728,000 | 334,731,000 | 344,117,000 |
| Interest-bearing deposits | 237,816,000 | 245,372,000 | 255,234,000 | 263,562,000 |
| Noninterest-bearing deposits | 76,009,000 | 80,355,000 | 79,498,000 | 80,555,000 |
| Equity capital | 20,659,000 | 21,354,000 | 22,472,000 | 22,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,195,000 | 16,868,000 | 22,480,000 |
| Interest expense | 2,476,000 | 4,792,000 | 6,933,000 | 8,637,000 |
| Net interest income | 3,075,000 | 6,403,000 | 9,935,000 | 13,843,000 |
| Noninterest income | 1,458,000 | 3,058,000 | 4,750,000 | 6,409,000 |
| Noninterest expense | 2,432,000 | 4,900,000 | 7,508,000 | 10,222,000 |
| Provision for loan losses | -15,000 | 36,000 | 125,000 | 398,000 |
| Pretax income | 2,116,000 | 4,525,000 | 7,052,000 | 9,632,000 |
| Income tax | 446,000 | 992,000 | 1,559,000 | 2,133,000 |
| Net income | 1,670,000 | 3,533,000 | 5,493,000 | 7,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,895,000 | 19,559,000 | 20,119,000 | 21,325,000 |
| Total capital | 19,832,000 | 20,510,000 | 21,098,000 | 22,505,000 |
| Risk-weighted assets | 152,659,000 | 154,554,000 | 155,551,000 | 161,421,000 |