Call reports 2026
HERITAGE BANK, NATIONAL ASSOCIATION — 2026
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 360,782,000 | 361,058,000 |
| Total loans | 305,590,000 | 308,182,000 |
| Allowance for loan losses | 6,196,000 | 5,738,000 |
| Securities available for sale | 23,713,000 | 22,382,000 |
| Securities held to maturity | 2,923,000 | 2,922,000 |
| Trading assets | 0 | 0 |
| Total deposits | 306,134,000 | 286,263,000 |
| Interest-bearing deposits | 247,832,000 | 227,933,000 |
| Noninterest-bearing deposits | 58,302,000 | 58,330,000 |
| Equity capital | 37,813,000 | 37,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,014,000 | 9,983,000 |
| Interest expense | 1,797,000 | 3,386,000 |
| Net interest income | 3,217,000 | 6,597,000 |
| Noninterest income | 590,000 | 1,477,000 |
| Noninterest expense | 4,313,000 | 8,573,000 |
| Provision for loan losses | 0 | -457,000 |
| Pretax income | -491,000 | -33,000 |
| Income tax | 0 | 0 |
| Net income | -491,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,411,000 | 39,369,000 |
| Total capital | 42,606,000 | 42,611,000 |
| Risk-weighted assets | 252,545,000 | 256,850,000 |